Catoosa Teachers Federal Credit Union

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Dodd‐Frank (Regulation CC) Change Effective July 21, 2011
The Dodd‐Frank Act has amended the Expedited Funds Availability Act (Regulation CC) that effective July 21, 2011 all financial institutions are required to make $200 available for withdrawal on the business day after the day of a deposit.

Catoosa Teachers Federal Credit Union has amended our Funds Availability Policy effective July 21, 2011 to make $200 of a check deposit available for withdrawal on the business day after the day of a deposit in eligible transactions as required by the regulation.

What this means to you.
As a result of these changes, when we place a hold on a check that you deposit to your share draft of super money market account, we will release $200 of that deposit for withdrawal on the business day after the day of the deposit. The remaining funds will be available on the second business day after the day of your deposit. Please refer to your funds availability disclosure for deposits made at nonproprietary ATMs. If you have any questions, please contact the Credit Union at 706.965.2422.

Attention: Members

Continue to be vigilant when using your DEBIT CARDS especially, at restaurants.
Debit Card Fraud is at an all time high. Protect yourself by checking your account for unauthorized activity frequently, and contact the credit union ASAP if such activity is detected. If you don’t have online banking with us, we encourage you to sign up for this service that we provide free to you. This will help you keep track of your account on a day to day basis.

If you have any questions please feel free to call us.

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