 At Catoosa Teacher FCU, we offer the VISA® Classic, VISA® Secured,
VISA® Gold and the VISA® Platinum credit card. Your
credit card should offer convenience, not high costs. Why spend
more on fees and interest charges than you have to? Discover
the savings of a Catoosa Teacher FCU VISA® Card. You'll enjoy
the following benefits:
- No
annual fee
- 25-day
grace period
- No
transaction fee on cash advances from your credit union
(interest accrues from the day of the advance)
- Free
travel and accident insurance
- Optional
life and disability insurance available at low rates
Please
click here to report
a lost or stolen Catoosa Teachers FCU VISA® Classic, VISA® Secured,
VISA® Gold or VISA® Platinum credit card.
| Choose
The Plan That Works For You |
VISA®
Classic |
VISA®
Secured |
VISA®
Gold |
VISA®
Platinum |
| Annual
Percentage Rate (rates fixed) |
12.84% |
14.88% |
10.8% |
8.9% |
Other
Annual Percentage Rate
(cash advance & balance transfers) |
12.84% |
14.88% |
10.8% |
8.9% |
| Annual
Membership Fee |
NONE |
$15.00 |
NONE |
NONE |
| Grace
Period for Purchases |
25
DAYS |
25
DAYS |
25
DAYS |
25
DAYS |
| Method
of Computing Balance |
Average
Daily Balance (including new purchases) |
| Minimum
Finance Charge |
NONE |
NONE |
NONE |
NONE |
| Transaction
Fee |
NONE |
NONE |
NONE |
NONE |
| Cash
Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $20.00 if paid ten (10) or
more days after due date. Late payments and over-limit
transactions violate your VISA® account agreement.
Charges incurred by use of the VISA® card
are due on receipt of the account statement.
|
Return
Check Fee: $20.00
Request for Statement Copy Fee: $5.00
Classic and Secured Card Replacement Fee: $20.00
Gold and Platinum Card Replacement Fee: $0 |
