Catoosa Teachers Federal Credit Union

Current Loan Rates Effective May 2011**

New Cars, Trucks, RV's 2010 & 2011:
Type of Paper	36 Months	48 Months	60 Months	72 Months
A	5.00% APR*	5.50% APR*	6.00% APR*	6.50% APR*
B	6.00% APR*	6.50% APR*	7.00% APR*	7.50% APR*
C	11.50% APR*	12.00% APR*	12.50% APR*	13.00% APR*
D	16.00% APR*	16.50% APR*	17.00% APR*	17.50% APR*

Used Autos and RV's:
Type of Paper	36 Months	48 Months	60 Months	72 Months
A	6.00% APR*	6.50% APR*	7.00% APR*	7.50% APR*
B	7.00% APR*	7.50% APR*	8.00% APR*	8.50% APR*
C	13.50% APR*	14.00% APR*	14.50% APR*	15.00% APR*
D	16.50% APR*	17.00% APR*	17.50% APR*	18.00% APR*

Motorcycles, Boats, ATV's:
Type of Paper	36 Months	48 Months	60 Months	72 Months
A	8.00% APR*	8.50% APR*	9.00% APR*	9.50% APR*
B	9.00% APR*	9.50% APR*	10.00% APR*	10.50% APR*
C	14.00% APR*	14.50% APR*	15.00% APR*	15.50% APR*
D	16.50% APR*	17.00% APR*	17.50% APR*	18.00% APR*

Land Loans:
Type of Paper	36 Months	48 Months	60 Months	72 Months	84 Months	120 Months
A	7.50% APR*	8.00% APR*	8.50% APR*	9.00% APR*	9.50% APR*	10.00% APR*
B	8.00% APR*	8.50% APR*	9.00% APR*	9.50% APR*	10.00% APR*	10.50% APR*
C	8.50% APR*	9.00% APR*	9.50% APR*	10.00% APR*	10.50% APR*	11.00% APR*
D	10.50% APR*	11.00% APR*	11.50% APR*	12.00% APR*	12.50% APR*	13.00% APR*

Home Improvement Loans:
Type of Paper	36 Months	48 Months	60 Months
A	7.50% APR*	8.00% APR*	8.50% APR*
B	8.50% APR*	9.00% APR*	9.50% APR*
C	9.50% APR*	10.00% APR*	10.50% APR*
D	10.50% APR*	11.00% APR*	11.50% APR*

Personal Loans:
Type of Paper	36 Months	48 Months
A	11.50% APR*	12.00% APR*
B	12.50% APR*	13.00% APR*
C	15.50% APR*	16.00% APR*
D	18.00% APR*	18.00% APR*

Workout Loans:
Type of Paper	36 Months	48 Months	60 Months
A	15.50% APR*	16.00% APR*	16.50% APR*
B	16.50% APR*	17.00% APR*	17.50% APR*
C	17.50% APR*	18.00% APR*	18.00% APR*
D	18.00% APR*	18.00% APR*	18.00% APR*

Revolving:
Type of Paper
A	13.00% APR*
B	14.00% APR*
C	16.00% APR*
D	18.00% APR*

5yr. Balloon Mortgages: (when available)
Type of Paper
A	7.00% APR*
B	8.00% APR*
C	9.00% APR*
D	10.00% APR*

Long Term Mortgage: (in-house servicing when available)
Type of Paper
A	7.00% APR*
B	8.00% APR*
C	9.00% APR*
D	10.00% APR*

Home Equity Fixed Loans: (2nd mtgs. when availalbe)
Type of Paper
A	6.50% APR*
B	7.50% APR*
C	9.00% APR*
D	10.00% APR*

Home Equity Lines of Credit: (variable rates tied to prime interest rates)
Type of Paper
A	5.00% APR*
B	5.50% APR*
C	7.00% APR*
D	9.00% APR*

Credit Score Ranges:
A :	681 - +
B :	641 - 680
C :	600 - 640
D :	0 - 599

*Annual Percentage Rates (APR) are based on individual credit scores. Credit score ranges are listed in above table. Rates are subject to change without notice.

**All rates subject to change without prior notice.

For more detailed information on our loan rates, please call a loan officer at Catoosa Teachers Federal Credit Union.