Catoosa Teachers Federal Credit Union

Current Loan Rates Effective June 2009**

New Cars & Trucks:
Type of Paper	36 Months	48 Months	60 Months	72 Months
A +	5.65% APR*	6.15% APR*	6.65% APR*	7.15% APR*
A	6.15% APR*	6.65% APR*	7.15% APR*	8.15% APR*
B	7.15% APR*	7.65% APR*	8.15% APR*	9.15% APR*
C	12.90% APR*	13.40% APR*	13.90% APR*	14.90% APR*
D	15.40% APR*	16.40% APR*	16.90% APR*	17.90% APR*

Used Autos and New Motorcycles:
Type of Paper	36 Months	48 Months	60 Months	72 Months
A +	6.15% APR*	6.65% APR*	7.15% APR*	7.65% APR*
A	6.65% APR*	7.15% APR*	7.65% APR*	8.65% APR*
B	7.65% APR*	8.15% APR*	8.65% APR*	9.65% APR*
C	13.40% APR*	13.90% APR*	13.40% APR*	15.40% APR*
D	15.90% APR*	16.90% APR*	17.40% APR*	18.00% APR*

Autos older than 5 years, Boats, RV's, Farm Equiptment, Used Motorcycles and Land Loans:
Type of Paper	36 Months	48 Months	60 Months	72 Months
A +	8.15% APR*	8.65% APR*	9.15% APR*	10.15% APR*
A	8.65% APR*	9.15% APR*	9.65% APR*	10.65% APR*
B	9.65% APR*	10.15% APR*	10.65% APR*	11.65% APR*
C	13.90% APR*	14.40% APR*	14.90% APR*	15.90% APR*
D	16.90% APR*	17.40% APR*	17.90% APR*	18.00% APR*

Personal Loans:
Type of Paper	12 Months	24 Months	36 Months
A +	11.90% APR*	12.40% APR*	12.90% APR*
A	13.90% APR*	14.40% APR*	14.90% APR*
B	15.90% APR*	16.40% APR*	16.90% APR*
C	17.15% APR*	17.40% APR*	17.65% APR*
D	18.00% APR*	18.00% APR*	18.00% APR*

Revolving:
Type of Paper
A +	13.90% APR*
A	14.90% APR*
B	15.90% APR*
C	16.90% APR*
D	18.00% APR*

Home Equity Fixed:
Type of Paper
A +	6.50% APR*
A	7.00% APR*
B	8.00% APR*
C	12.00% APR*
D	18.00% APR*

Equity Lines of Credit:
Type of Paper
A +	Prime - .50%
A	Prime
B	Prime + .50%
C	Prime + 2%
D	Prime + 4%

Credit Score Ranges:
A + :	721 +
A :	680 - 720
B :	641 - 679
C :	600 - 640
D :	0 - 599

*Annual Percentage Rates (APR) are based on individual credit scores. Credit score ranges are listed in above table. Rates are subject to change without notice.

**All rates subject to change without prior notice.

For more detailed information on our loan rates, please call a loan officer at Catoosa Teachers Federal Credit Union.