 |
| Share
Rates $25 minimum investment |
| Annual
Percentage Yield is accurate as of December 1, 2004. Rates
and other terms may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees could
reduce earnings on the account. |
| Account
Type |
Minimun
Opening
Deposit |
Limitations* |
Dividend
Rate |
Annual
Percentage
Yield |
| Dividends
will be compounded quarterly and will be credited quarterly.
Average Daily Balance. |
| Share Account |
$25.00 |
Withdrawal* |
1.00% |
1.00% |
| Dividends
will be compounded monthly and will be credited monthly.
Average Daily Balance. |
| Share Draft Account |
$50.00 |
--- |
0.50% |
0.50% |
| Money Market Account |
$5,000.00 |
Transfer* |
VARIABLE |
|
*
For additional information regarding the above accounts,
please refer to the Truth-In-Savings
Fee Schedule. |
|
Regular & IRA Certificates |
| Annual
Percentage Yield is accurate as of March 22, 2006.
Rates and other terms may change at any time without
prior notice. *$1000.00 minimum required to open Share
or IRA Certificate. After your certificate is opened,
the dividend rate is fixed for the term. A penalty is
imposed for early withdrawal. Fees could reduce earnings
on the account.
Dividends
will be compounded quarterly and will be credited quarterly.
If
you close your share account before dividends are paid,
you will not receive the accrued dividends.
|
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
|
6 months |
2.50% |
2.50% |
| 1
year |
3.00% |
3.00% |
| Special Certificates |
TERM & RATE VARIES |
13 months |
4.65% |
4.73% |
15 months |
4.90% |
4.99% |
| 18 months ($1,000) |
4.75% |
4.84% |
| 18 months |
5.00% |
5.10% |
| * For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule. |
|
|
|